| Title: | Analysis Of Gender Access To Formal Credits Among Small-scale Poultry Farmers In Rivers State, Nigeria |
| Author(s): | Okidim I .A., Obe-Nwaka, M.O, Okuduwor, A.A. & Tuaneh, G.L. |
| Abstract: | The study was on analysis of gender access to formal credits among small-scale poultry farmers in Rivers State. Specifically, the broad objective of the study was to analysis of gender access to formal creditamong small-scale poultry farmers in Rivers State. Using a questionnaire, information were gathered. A total of three hundred and eighty five (385) respondents were used, one hundred and fifty three (153) were male and two hundred and thirty two (232) were female. Data were analyzed with the use of percentage, mean scores, regression analysis, t-test, and probit regression model. The result showed that the respondents’ mean ages were 44 years for male and 43 years for female, were single (56.9% male and 40.9% female), 44.4% male had tertiary education while 62.5% female had secondary education with grand mean experience of 5 years for male and 4 years for female and stock size of 355 birds for male and 426 birds for female. Only 8.5% male and 6.0% female accessed formal credit. Factors that influenced volume of credit among male and female respondents were age, education, cooperative membership, extension access, stock size and interest rate. The major constraints confronting female farmers were: lack of collateral and high interest rate, the major constraints confronting male farmers were: high interest rate and lack of collateral security. The probit regression showed that sex, maital status, income and extension access were the significant factors that influenced credit accessibility at P?0.10 and 0.01. The study concluded that male farmers accessed credit more than their female counterparts. The study recommends that the government should improve on the amount of loan disbursed to government credit institutions and reduce the politics in such establishments so that poultry farmers can easily access and acquire credits for their farming activities. |
| Keywords: | Formal credit, Gender, Poultry, Small-scale |
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